Small Savings Scheme Interest Rate 2026: Small savings scheme interest rate for the next quarter (Q1 FY2027) has been left unchanged by the government. Small savings schemes: Public Provident Fund (PPF), Sukanya Samriddhi Scheme, NSC, post office savings, Kisan Vikas Patra, National Savings Certificate and more.

This is the eighth quarter in a row when the government has left the small savings schemes interest rates unchanged.

"The rates of interest on various Small Savings Schemes for the first quarter of FY 2026-27, starting from April 1, 2026, and ending on June 30, 2026, shall remain unchanged from those notified for the fourth quarter (January 1, 2026 to March 31, 2026) of FY 2025-26," the Ministry of Finance said in a notification.

Small Savings Scheme Interest Rate 2026: Sukanya Samriddhi Scheme Interest Rate

Sukanya Samriddhi Scheme will attract an interest rate of 8.2 per cent.

The rate on a three-year term deposit remains at 7.1 per cent prevailing in the current quarter.

Small Savings Scheme Interest Rate 2026: PPF Interest Rate

The interest rate for the popular Public Provident Fund (PPF) has been left unchanged at 7.1 per cent.

Small Savings Scheme Interest Rate 2026: Post Office Savings

Post office savings deposit schemes will offer an interest rate of 4 per cent in the next quarter (April to June).

Small Savings Scheme Interest Rate 2026: Kisan Vikas Patra Interest Rate

Kisan Vikas Patra will attract an interest rate of 7.5 per cent. Kisan Vikas Patra investment will mature in 115 months.

Small Savings Scheme Interest Rate 2026: National Savings Certificate

The interest rate on the National Savings Certificate (NSC) stands at 7.7 per cent.

The government last changed the interest rate on some of the small savings scheme in the fourth quarter of 2023-24 (Q4FY2024).